FFCU and CUE are different organizations. FFCU has contracted with CUE Financial to make non-deposit investment products and services available to credit union members. CUE is a branch office of and securities offered through Securities America, Inc., Member FINRA & SIPC. Advisory Services Offered Through CUE Financial Group, Inc., a SEC Registered Investment Advisor. Insurance Products are offered through CUE Financial Group, Inc., a General Insurance Agency. CUE Financial Group, Inc., First Financial Credit Union and the Securities America companies are unaffiliated. Securities America and its representatives do not provide tax and legal advice; therefore it is important to coordinate with your tax and legal advisor regarding your specific situation.
Not a deposit. Not NCUA insured. Products are not guarantees or obligations of the credit union. May lose value and may involve investment risk, including possible loss of principal. Not insured by a government agency.
CLICK HERE FOR A COPY OF PFG ADVISORS' RELATIONSHIP SUMMARY (FORM CRS).
CLICK HERE FOR A COPY OF SECURITIES AMERICA, INC'S RELATIONSHIP SUMMARY (FORM CRS).
Free and simple tools are available to research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing.
Chief Investment Officer for PFG Advisors
Michael Melby is Chief Investment Officer for PFG Advisors. He attained this position upon the recent merger of his company, CUE Financial Group with PFG Advisors.
Michael was in charge of CUE Financial Group’s successful broker/dealer for over 15 years and subsequently served as Chief Investment Officer for a San Jose, California based broker/dealer which managed approximately $5 billion in client assets. He was, and still is today, responsible for vetting and overseeing the investment policies, strategies, and services of all CUE Financial Group and PFG Financial Advisors.
Throughout his 35-year career, Michael has concentrated his effort on educating his clients on the discipline of investing and his personally coined mantra is, “Successful investing is the constant need to replace fear and greed with perspective, context, and patience.”
An accomplished speaker and educational presenter, Michael has participated in a variety of public and professional forums. He enjoys sharing his ideas and expertise and does so with a zeal and touch of humor that leaves his clients, colleagues and audiences entertained as well as insightfully informed.
Michael is a Financial and Operations Principal, General Securities Principal and Municipal Securities Principal with FINRA and is licensed to conduct business in 46 states. He is also a Registered Investment Advisor with the SEC.
He is an avid reader of all things relating to current and historical markets and economics. Michael can also be found visiting his 100-year-old Mother and overseeing her care, cheering on the ASU basketball team, or watching the Phoenix Suns.